Are You Ready for Living in an Active Adult Community?

Over the past few decades, active adult communities have become a very popular option for "empty-nesters". These communities are also known as 55+ adult communities and they cater to those ages 55 and older.

An active adult community offers a great way for retirees to live or those without kids living at home anymore. Compared to a traditional senior living community, an active adult community offers amenities, activities, events, and more.

In addition to the many things to do, this type of community often offers health care facilities nearby, low-maintenance homes, and plenty of services to make life easier and more enjoyable.

If you're considering moving to an active adult community, it's important to know if you're ready. Here are a few pros and cons of living in this type of community to consider first.

Pros of Living in an Active Adult Community

When you decide you might want to live in an active adult community, it's important to consider why. Some of the benefits of this type of living might be exactly why you decide to live in an active adult community. Let's look at a few of the pros before we get into the cons.

Social Environment

Living in a 55+ adult community gives you access to plenty of social events and opportunities to make friends. This type of community offers all types of events and activities you can enjoy with your new friends, as well. You've spent several years working very hard and now you can relax and enjoy retirement with others that have done the same.

Amenities, Activities, & Events

An active adult community is built around an incredible amenities package, tons of activities and plenty of regular events. Often, these communities include a clubhouse with a fitness center, a swimming pool, sports courts, a golf course, and much more. You'll likely get to enjoy all types of classes and group activities, along with regular events, such as concerts or bingo nights.

A Mostly Kid-Free Community

While children are not barred from being in an active adult community, they are not allowed to live in the community. Adult children and grandchildren can certainly visit and stay for a while, but they cannot live in this type of community full time. This means the environment will be very quiet as younger visitors are encouraged to be considerate of the community rules.

Low- or No-Maintenance Housing

It's certainly possible to find a single-family home in an active adult community, but these communities often offer low- or no-maintenance housing, as well. You may not have to do any outdoor landscaping or mowing, even with a single-family home. Most of the housing in a 55+ adult community will provide no-maintenance exteriors. It's also possible to hire services to handle interior cleaning so that you can enjoy retirement even more.

Affordable Housing

Most active adult communities offer various price points for different types of retirees. Whether you're a couple looking for a single-family house with a guest room or you're a single looking for a small condo, you can often find affordable housing in active adult communities.

Cons of Living in an Active Adult Community

While there are certainly plenty of great benefits to living in an active adult community, it's important to consider the cons before you decide it's right for you. Here are a few of the main cons you might run into with this type of community.

No Age Diversity

Everybody living within the community will be 55 years of age or older, which means there isn't much age diversity. If you enjoy living around younger couples and children, this may not be the right type of community for you.

Doesn't Include Care Services

Those looking for an adult community with care services will not find these services in an active adult community. These communities don't offer assisted living or healthcare services as a part of the monthly HOA fee. There will be no on-site facilities for healthcare as a part of the community. However, you can arrange for in-home care, if necessary from a third-party.

Younger Family Members Cannot Use the Property

If you plan to live in your retirement house as a snowbird (part-time) and you want to allow your family to use the property while you're not there, an active adult community won't work for you. You cannot allow anybody under the age of 55 to stay on the property without you for an extended amount of time. You will have to be living there for those family members to stay and visit.

Now that you know some of the main pros and cons of active adult communities, you can decide if it's the right fit for you. Regardless of your decision, if you plan to retire to the Charlotte, NC area, you will need a good real estate agent to help you find the perfect retirement home. Make sure you hire a professional to guide you through the process as your retirement home should be exactly what you need and want so that you can enjoy your golden years.


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