Buying a Home

Great Neighborhoods Found in Davidson, NC

The Town of Davidson, NC offers plenty of great neighborhoods to enjoy. It's a wonderful town to call home with its close proximity to Charlotte. Here's a quick look at some of the top neighborhoods found in Davidson.

Davidson Woods

A beautiful community found in Davidson, Davidson Woods offers custom homes built by the best area home builders. There are still plenty of opportunities for building here, while some of the homes have already been built. The prices range from the $400s up to more than $1 million with some of the homes providing complete custom options.

Park Creek

Another great neighborhood in Davidson, Park Creek is found on the east side of the town. It's a gated community with semi-custom homes and large home sites. The prices range from about $400K up to more than $600K here.

McConnell Farms

When you want something a bit more rural, McConnell Farms if the spot for you. Many of the lots here are large and wooded with plenty of home sites still available for building. It's a short drive from Davidson and offers homes starting in the $400s.

Runneymede

A horse-friendly neighborhood in Davidson, Runneymede provides wooded lots and plenty of estates with horse facilities. It's just a few minutes from downtown Davidson and offers plenty of luxury throughout. Runneymede is also known for providing plenty of privacy. The homes start in the $400s, but go up to $1 million.

Woodlands at Davidson

Found right on the Davidson, Huntersville line, the Woodlands at Davidson provides larger luxury homes with plenty to offer. It's a community found just minutes from downtown Davidson and not far from Huntersville. The River Run Country...

Great Neighborhoods found in Denver, NC

Denver is a town found near Charlotte and offers a great place to call home. Many homebuyers relocating to the Charlotte area are looking for a smaller town, such as Denver to settle in. Here's a look at some of the great neighborhood found in Denver, NC to choose from.

Sailview

A waterfront neighborhood with plenty to offer in the Denver area, Sailview is one of the most popular neighborhoods in the town. The neighborhood offers a variety of homes with plenty of great amenities and lake access. Residents enjoy a clubhouse, picnic area, community pool, tennis courts, sand volleyball courts, and plenty more in Sailview.

The neighborhood is located right in the middle of Denver and very close to the newest recreational developments in the town. Homes in Sailview start around $400K and will go up to as much as $3 million.

Killian Crossing

A master-planned community with some new home sites available, Killian Crossing offers larger home sites. It's a Denver community with plenty of amenities more affordable homes ranging from $300K to more than $500K.

Norman Estates

A waterfront, gated community with plenty to offer, Norman Estates is the premier luxury community in Denver, NC. With less than 30 estates here, this is one of the most sought-after communities in the Lake Norman areas. Homes in the Norman Estates are found on the water and many top executives and professional athletes call this neighborhood home.

Norman Estates offers lake access, a community RV and trailer parking area, and a gated entry. Homes here start around $1.25 million and go up to as much as $7 million.

Governors Island

Another gated entry, waterfront community in Denver,...

Top Charlotte Neighborhoods with Bungalow Homes

Do you love a good bungalow home? Charlotte has plenty of them and they are found in some of the most charming neighborhoods throughout the Queen City. If you're moving to Charlotte or just looking to move into a different Charlotte home, a bungalow home may be perfect for you.

The bungalow home offers a true southern home with the perfect front porch, great attention to detail and a popular style. The homes from the early 20th century are very popular, but Charlotte is also home to many newer bungalow homes, as well.

If you're searching for a bungalow home in Charlotte, here are the top neighborhoods to consider.

Dilworth

One of the best areas for bungalow-style homes is Dilworth. This neighborhood is also one of the most popular in the entire city. Home buyers will find plenty of great bungalows here with excellent front porches and plenty of charm. The neighborhood dates back to 1900 and was one of the first street-car suburbs of Charlotte. Many of the homes in Dilworth are even found on the National Registry of Historic Places.

NoDa

Names for the fact that it's off North Davidson Street, the NoDa neighborhood offers plenty of wonderful bungalow options. It's filled with historic bungalows with one or one and a half stories and a front porch. Many of the most common bungalow styles are found throughout the NoDa neighborhood.

This neighborhood is known as a very hip area with plenty of local art, excellent restaurants, and boutique shopping options. It's very popular and home to many beautiful bungalow homes to choose from.

Chantilly

With plenty of bungalows with front porches, hardwood floors, transom windows and tall ceilings in Chantilly, you're sure...

How to Successfully Move to Charlotte with Pets

With the city of Charlotte growing quickly, many are moving to Charlotte from out of the state or at least out of the city. You may be making the move to Charlotte soon and you may be bringing your pets along. The more the merrier and Charlotte is a very pet-friendly place to live.

After making the decision on relocating to Charlotte, you may be wondering how smooth the move will go with your pets. Moving is already stressful and adding in pets can make it even worse. You have so many things to get done and keep track of already.

When you decide to move to Charlotte with pets, you need the right advice to help you get the move done smoothly. Here are some of the best tips to ensure your move with pets is handled properly.

Make the Pets the Job of the Kids

Often, kids feel lift out during a move and need something to do. Putting them in charge of caring for your pets is a great way to handle two things in one. Kids get something to do and you have someone else helping out with the pets.

Of course, you will still have to oversee this whole operation as they are still just kids.

Handling Packing

It's well-known that cats don't like change at all. Dogs, on the other hand, will go nuts anytime you get out luggage or bring moving boxes into your home. They just have a sense for what's happening and they don't know where you might take them next.

Bringing moving boxes into your home early in the process can help to ensure your dogs and cats have time to get used to them. This will also allow you to pack a little at a time, which can also keep the stress level of your...

Using the Winter Wine & Beer Passport to Visit Wine Country

Winter is nearly here and the Yadkin Valley Winter Wine & Beer Passport offers a great way to visit wine country in North Carolina. If you've been looking for a way to enjoy incredible wineries and craft breweries, you can use this passport to really check them out.

Found north of Charlotte off I-77, Surry County offers some of the very best wineries in the state. You can enjoy ten award-winning choices, along with two breweries with the Winter Wine & Beer Passport this year. A visit to wine country can be quite a bit of fun when you get the passport for your trip.

If you're looking for a great way to get out of the city during the holidays, this is one of the best choices. It also makes a good gift and provides plenty of fun for anybody that loves wine.

What You Get with the Passport

The Passport will be valid for use from November 23rd to March 20th and offers plenty of perks. You get to enjoy 12 wine and beer tastings with a commemorative keepsake and discounts at many of the local merchants, hotels, and restaurants.

It's a bit like you will be on a treasure hunt as you will have a treasure map to lead you to the wineries and brewers in Surry County. This makes it fun for a group, a couple or anybody looking to enjoy wine tastings in a fun, unique way.

Participating Wineries

For this year, the following wineries are all a part of the Winter Wine & Beer Passport in Surry County:

  • Roaring River
  • Slightly Askew
  • Shelton Vineyards
  • Adagio Vineyards
  • Elkin Creek...

What You May Not Know About Plaza Midwood

Plaza Midwood is very popular and it's one of the oldest neighborhoods in Charlotte. You may know quite a bit about this amazing neighborhood, but you may not know it all.

The neighborhood is known for the incredible restaurants, unique bars, thriving culture, and arts scene and so much more. It's a true Charlotte institution and one of the best neighborhoods in the city.

Plaza Midwood is also a great place to call home with plenty of wonderful homes. Many of the houses here are historic and have been well preserved. There's also some new construction on the larger streets and many residents love the fact that the neighborhood is very walkable.

If you're considering moving to Plaza Midwood, you'll want a real estate agent familiar with the area. You will also want to learn all about the neighborhood. While you may know some of the main facts about Plaza Midwood, you may not know everything. Here are some of the top things you may not know about Plaza Midwood.

WBT Radio Station

F.M. Laxton is a famous early resident from Plaza Midwood. He set up a radio transmitter in his backyard chicken coup back in the 1910s. Eventually, he became the founder of the WBT radio station, which was only the third licensed station in the entire county. This caused Charlotte to become a hotspot for music recording early when the industry was first born.

Many historical facts like this make Plaza Midwood special and there's plenty to learn about the area. It's steeped in history and you can feel it as you walk throughout...

8 Common Home Buying Expenses First-Time Home Buyers Don't Anticipate

As a first-time home buyer, there's a ton of information you will have thrown your way. You have to think about the budget but remain excited about getting a new home. It's a balancing act you've never done before and it can become very overwhelming.

Hiring a great buyer's agent is the first step to making this balancing act easier. Your agent can help to ensure you're protected during the process and help you find the right home for you. However, there's more to the equation than just hiring the right agent.

A big part of the stress for first-time home buyers is the unexpected expenses. You've never been through the process, so how are you supposed to anticipate every expense? Here's a look at eight of the common home expenses most first-time buyers don't anticipate.

Moving Expenses

Moving, even just down the road, can get expensive. Before you decide to relocate to Charlotte, make sure your account for how much you will need for the moving costs. These costs can vary and can run thousands of dollars if you hire a professional mover. Even if you just rent a truck, it can get expensive if you're moving from out of town.

Closing Costs

You may have heard of closing costs, but you may not know how much the costs will be. Typically, the closing costs will cover all types of feeds from the loan origination fee to the attorney fee and more. This cost can range from 2% to 5% of the purchase price of the home. Sometimes, the seller will pay the closing costs or a percentage of the closing costs, but not always.

Due Diligence Money

Do you even know what a due diligence fee is? If not, you need to read this entire paragraph....

Understanding Mixed-Use Developments in Charlotte

Charlotte is filled with mixed-use developments and it seems like new ones pop up regularly. There's a reason for this and it's important to understand what mixed-use developments or MUDs are.

Whether you're shopping for a new place to live, a vacation home or you're trying to sell from a mixed-use development, understanding what these are will help you out. Here's a look at what MUDs are and why they are so popular in Charlotte.

Defining MUDs

Mixed-use developments are urban developments that combine social, residential, commercial and in some instances industrial into one. They are very pedestrian-friendly and offer a bit of a community within the community. Typically, these developments feature plenty of things residents can walk to without much issue including grocery stores, restaurants, shopping options and more.

While these are developments featuring different types of space, they can vary quite a bit. Some may offer ground floor retails, while others offer a ton of amenities. There really isn't one way to lump them all together and make them the same.

Mixed-use developments come with a ton of benefits, especially for growing cities. They can help create a stronger community while encouraging more walking and biking. They also create shorter commutes for workers and provide a way for homeowners to enjoy their neighborhood without the same amount of maintenance as a single-family home.

Why So Many MUDs in Charlotte?

MUDs are very popular in growing cities as they are great for those looking to live in a new city. Charlotte is a flourishing city and the urban growth is very important. MUDs allow for cities to add housing options by building up instead of out. They allow homeowners or renters to live close to work and close to downtown, as well....

Which Charlotte Neighborhoods are in the Center City?

The Center City is one of the most popular and vibrant neighborhoods in Charlotte. It's filled with sub-neighborhoods or residential areas all throughout. Each of these smaller neighborhoods comes with its own character and history.

If you're relocating to Charlotte and you want to live in the Center City, finding the right neighborhood for you matters. You want to make sure you choose the perfect option to fit your personality and what you desire from a neighborhood. Here's a look at the Charlotte neighborhoods in the Center City to choose from.

Midtown

Found to the east of Uptown, the Midtown neighborhood offers a wonderful place to call home. The Little Sugar Creek Greenway is found her and connects Midtown to Dilworth and Freedom Park. There are plans to add connections into First Ward, as well.

In addition, Midtown is home to The Metropolitan, which is known as one of the best retail destinations in Center City. This project also includes upscale condos, office space, and restaurants. Residents living in Midtown enjoy easy transportation with the City LNYX Gold Line streetcar connecting residents to the Transit Center in Uptown, Novant Health Presbyterian Medical Center and the Central Piedmont Community College main campus.

Historic South End

Found directly to the south of Uptown, the Historic South End neighborhood has plenty to offer. It used to be a very popular industrial zone but has become an urban neighborhood filled with historic structures. Many of the old textile factories and industrial buildings have been converted into lofts and condos today.

The South End neighborhood is home to several music venues and art galleries. It's known for the incredible craft brewery...

Understanding the Differences Between a Condo and a Townhome

When you're ready to buy your first home, you may be considering a condo or a townhome. Do you know the difference between the two? Are you familiar with what each may offer you?

For some, hearing the word townhouse may bring images to the mind of two-story brick buildings in rows. Condos may have you thinking of high-rise buildings with floor-to-ceiling windows and amazing views.

If you're considering purchasing a new home in Charlotte and you want to look into condos and townhouses, you should know the difference. Here's the difference between the two.

Condos

One of the main things that define condos is the fact that they are owned. Condominiums are defined at a property the owner where the owner is responsible for everything found inside the walls but isn't responsible for the shared spaces within the building.

Typically, a condo is found in a medium or large building and the units are stacked on top of each other. It's possible to rent a condo, as some buildings will allow the owner to rent it out. However, it's still a condo for the owner, but now becomes an apartment to the renter.

Townhomes

The architectural style will define the townhouses and they can be owned or rented. Usually, these are much like a condensed single-family home and neighborhoods will share a wall. Usually, townhomes include more than one floor with the living space on the lower level and the bedrooms on the upper level or levels.

Townhome communities usually offer shared amenities and they are a part of a much larger community. They can also be a part of a single row of townhouses and they usually have a front and back with access through both.

Differences Between Townhomes and Condos

...

Why do You Need a Charlotte Real Estate Agent?

Whether you're selling a home or buying one in Charlotte, a Charlotte real estate agent is a must. There are so many good reasons to go into this massive financial transaction with an expert by your side. While you may be able to do it yourself, this type of transaction should never be treated as a DIY project.

Are you well-versed in real estate law? Do you understand any recent changes to the laws impacting real estate? Are you familiar with homeowner's associations in the area? Do you know Charlotte's neighborhoods like the back of your hand?

Unless you answered yes to all of these questions (and it wasn't ego driven), you need a Charlotte real estate agent. Here are several great reasons why you should always hire a real estate agent when buying or selling a home in Charlotte.

It's a Huge Financial Transaction

For most people, buying or selling a home will be one of the largest financial transactions of their life. Hiring an expert to ensure the "t's" are crossed and the "i's" are dotted is just smart. Without an expert by your side, one small mistake could end up costing you thousands of dollars.

Expert Negotiator

We all like to think we are great negotiators, but you probably don't negotiate for a living. Real estate agents negotiate real estate deals every single week and they know exactly what to expect.

Buying and selling real estate comes with plenty of challenges. One of the main challenges is making sure you can get the right deal. Negotiating is vital to a good real estate deal and you need an expert to handle it for you.

A skilled Charlotte real estate agent will not only negotiate the price, but also the terms of the deal. There are several things that go into...

5 Things to Know Before Buying a Historic Home in Charlotte

Even though the United States is a pretty young country, North Carolina is home to some of the oldest places found in the country. Charlotte offers several historic attractions and historic homes all throughout. Some may see these as just old houses, but others see them as the perfect dream home.

If you love the idea of living in one of the historic homes in Charlotte, you should know what you're getting into first. There are several things to understand from historical designations to local laws to preservation regulations. Here's a look at five of the things you should know before you buy a historic home in Charlotte.

Understanding the National Register of Historic Places

The National Register of Historic Places will become something you get very familiar with if you're searching for a historic home in Charlotte. Whether you're looking in Myer's Park, Dilworth or Plaza Midwood, you will need to understand how the NRHP works.

The NRHP works with the local government in Charlotte to designate and help regulate buildings, historic districts, and landmarks. They make recommendations and the local government will make the final decision about how to control and protect historic areas throughout the city.

In Charlotte, most of the historical sites have already been names as historic landmarks. However, the city can ask the NRHP to make a district, building or landmark a historical place, but it's not the easiest process in the world.

As an owner of a historical property in Charlotte, it's important to understand whether your home is protected as a landmark or not. If it's not protected, but...

Should I Hire an Agent When Buying a Home from a Builder?

You're ready to buy, but you don't want to buy an existing home in Charlotte. Instead, you want to buy from a builder and customize your new home to fit your needs. Should you hire a real estate agent for this transaction?

Buying from a builder may have you convinced you don't need an agent. However, the salesperson or agent working with you represents the builder and will likely try to get the best deal for the builder, not you. With new construction on the rise throughout Charlotte, it's important to know why you need a real estate agent when buying from a builder.

Advantages of Buying New Construction

When you choose to buy a new construction house in Charlotte, you'll get plenty of advantages. It's brand new with a longer warranty and will likely not have any of the logistic issues of buying from someone else. You don't have to wait for anybody to move out, but you do need an agent representing you.

While you can customize this home to fit your needs, a skilled real estate agent will ensure you get the best possible deal without any issues. Many buyers don't think about hiring an agent when buying new construction, but they really should.

Why Buyer Don't Hire an Agent for New Construction

One of the main reasons homebuyers in Charlotte don't hire an agent when buying from a builder is a misunderstanding of how that agent will be paid. They think they have to pay the commission, but this simply isn't true. A buyer's agent is paid by the seller, not the buyer of the property and this is true with new construction, too.

Another reason many don't hire an agent is their own pride. They think they can do the negotiating...

Ask the Right Questions Before Buying in a Charlotte Golf Course Community

When you're considering buying a home in a Charlotte golf course community, there are some things you need to know first. Golf is a very popular sport with more than 25 million people in the United States playing every year. Even those that don't play golf may prefer to live on a golf course.

When you start considering homes for sale in golf course communities, you need to know what to look for. It's obvious that you will want to be on a good course, but there are other things to consider, as well. Here are some of the top questions you should ask if you want to live on a Charlotte golf course.

How's the Course Funded?

You may not think about this right from the get-go, but it's an important question. Often, private courses are funded by country club dues, but a public course may depend on foot traffic from golfers to survive. It's important to know the financial situation for the course, as a course struggling to survive could have a negative impact on your property values if it shuts down.

Is there a Home Owners Association?

An HOA means you will have to pay dues, which isn't that big of a deal, but something you should consider. Most golf course communities will have higher dues than other neighborhoods to cover amenities, such as the on-site restaurant, course, and clubhouse. They could also be used to help cover infrastructure and other neighborhood necessities.

Is the Community Still Under Construction?

It's not that big of a deal if a community isn't finished yet, but it's still something you should know. You should understand the phases they will be building in and consider the construction in your decision.

How Old is the Community?

Golf courses and golf course communities have changed quite a bit over the past few decades. Older courses have...

Which Charlotte Neighborhoods are the Most Bike-Friendly?

Charlotte is filled with bike-friendly neighborhoods. While the city itself isn't the most bike-friendly on the planet, it's working on becoming more bike-friendly. With a new bike-sharing system, several new trails and many neighborhoods becoming far more bike-friendly, it's getting better and better every year.

If you love the idea of traveling to work on your bike or you just love to ride, you need to know which Charlotte neighborhoods are the most bike-friendly. Here's a look at a few of the top choices for those looking to enjoy their bike regularly.

Davidson

It's actually a city, but a suburb of Charlotte. While you won't be commuting to Uptown by bike from Davidson, if you work in Davidson, you will probably be able to ride to work. This is one of the most bike-friendly neighborhoods in the Charlotte area and offers a very attractive downtown with plenty of bike lanes throughout. Bike riders also enjoy the Davidson Greenway, which covers a total of six miles and runs through downtown.

South End

While South Boulevard isn't the place for bicyclists, the Charlotte Rail Trail makes the South End a very bike-friendly neighborhood in Charlotte. It's a trail that is still growing and goes along the light rail tracks. You're even allowed to take your bike onto the LYNX light rail if you want to get to Uptown or even to South Charlotte.

Plaza Midwood

Maybe the most bike-friendly neighborhood in all of Charlotte, Plaza Midwood is trendy, cool and super inviting for foodies. It's a great place...

How's Life When Living in a Charlotte Active Adult Community?

An active adult community in Charlotte is exactly what it sounds like. It's meant for those ages 55 and older looking to live in a community with other adults and stay active. Often, these communities are packed with great amenities and right now, they are booming all throughout Charlotte.

The benefits of buying a house in a 55+ community in Charlotte are endless. These master-planned communities come with several amenities, neighbors just like you and no children waking you up early in the day or hogging your amenities. Let's take a closer look at how your life will be if you choose to buy a home in a Charlotte active adult community.

Well-Defined Lifestyle

The community will easily define the lifestyle for you. Homes are moderately-priced, found in great locations and offer a desirable lifestyle. You will know by the theme of the 55+ community what you're getting into. Some will cater to even older seniors, while others cater to golfers or equestrians.

The neighborhood mission statement will tell you plenty, as well. You may find 55+ communities with a mission statement to remain eco-friendly or to keep a tight-knit community. Regardless of the mission, the lifestyle will be well-defined and easy to figure out.

It Won't Be Without Children

While the point of 55+ communities is to only attract adults to own the homes, there are several types of active adult communities with different rules. It's important to know that most people over 55 years of age will have children and children that will come to visit. There may be restrictions on how long they can visit and some may not allow overnight children, but there will be children in the community.

Most active adult communities in Charlotte are welcoming of children...

What Should You Do After Closing?

You've gone through the home search process, settled on the perfect house and the seller accepted your offer. Closing day is coming and it's an exciting time. Are you prepared and do you know what to do after closing?

While the home buying process can be stressful, exciting and a whirlwind of emotion, when it all comes to an end and you close on your new home; you may not know what to do. Here are some of the things you need to deal with after you close.

Prepare for Moving Day

Moving isn't always fun, even if you love the idea of moving to a new city or home. It's stressful and filled with exhausting tasks. Whether you hire a moving company to help or you plan to handle it yourself, you have a big job ahead of you.

The job gets even bigger if you're moving with pets, children or both. You will need to take some time to make sure your moving day is well planned and you're ready to go. Use checklists to help and label all boxes with the room they belong to and what's inside. If you're not sure how to handle a specific item, hire a professional or get online and get some advice.

Make sure you plan for food on the day of moving and keep everybody hydrated. Give the kids a few tasks to handle to keep them busy and make sure the pets are comfortable throughout the move.

Get the Power Turned On

The last thing you need is to get stuck in a home with no power. After closing, it's necessary to have the utilities switched into your name and it's best to do this before moving day. Moving into your new home in the dark won't be fun, so make sure you schedule the power, gas, water, internet and cable services ahead of time.

File Your Change of Address Form

You can do this right online at USPS.com...

6 Incredible Reasons to Call Charlotte Home

Living in Charlotte brings plenty of joy with so many things to do and natural beauty throughout. The Queen City is a very popular spot to call home and there are several great reasons to relocate to Charlotte. If you're considering putting down roots in Charlotte, here are six of the top reasons to make the leap.

The People

While having plenty of things to do, a booming economy and a great dining scene are all good, the people make the city. Charlotte has often been called one of the friendliest cities by tourists because of the etiquette and manners found throughout.

Common courtesy isn't dead here and plenty of comments have been made about the everyday displays of friendliness throughout the city. If you love the idea of being a part of a friendly community, Charlotte may be the right place for you to call home.

Wonderful Weather

You won't deal with brutal winters in Charlotte and the summer months don't see boiling hot temperatures. However, even with the mild winters and summers, you still get four wonderful seasons with the fall season offering some of the most amazing natural beauty throughout the city.

Spring and fall are two of the best seasons in the city, yet summer and winter can be quite enjoyable, too. If you prefer mild weather without huge spikes or drops in temperatures, yet you want all four seasons, Charlotte may be the place for you.

The Great Schools

Charlotte offers one of the top 10 cities in the United States for families, according to the Huffington Post. A big reason the city made it onto this list was the quality education. From the elementary level all the way...

Finding the Perfect Home for Your Lifestyle in Charlotte

Finding the right home for your lifestyle and your family isn't always easy. It can take some time to narrow down what you really want, and then find the home that matches.

Most homeowners will live in their current home for about 9 years or longer before moving. This means, you have become very used to your surroundings and what you like and don't like about where you live. One of the keys to finding the perfect home to match your lifestyle in Charlotte is translating what you do and don't like about your current home and neighborhood into a needs and wants list.

What's Your Family Dynamic?

The needs and wants list starts with a closer look at your family dynamic. Before you start shopping for a Charlotte home for sale, you need to understand your family. If you're single, it's much different compared to a family of six or even a retired couple. Everybody is in a bit of a different situation and you need to know your situation before creating a needs and wants list.

Maybe you're single, but you own three dogs and you really want a big backyard for the dogs. Maybe you have three children under the age of five and you really prefer a place with great schools. The dynamic of your family will become a major driver in finding the right home in Charlotte for your lifestyle.

Location Matters

We all know when it comes to real estate, location matters. However, it's not just about buying a home somewhere that will be easier to sell later on. It's also about matching the neighborhood and location to your specific lifestyle.

Maybe you're sick of commuting an hour to work each day or you want to make sure you're in a great school district. Figure out the type of location you prefer, how close to work you want to be and how...

How to Prepare to Buy a Home as a First-Time Homebuyer

When you're looking to go from renter to owner, you need to know what to expect. The process of buying a home for the first time isn't always easy. First-time homebuyers should be prepared to buy and that goes beyond just hiring a great real estate agent in Charlotte.

While this is an exciting time, the stress can step all over your moment. However, if you go into the home buying process prepared, you won't need to worry so much about the stress. Here are some great tips to help get you started as a first-time home buyer.

Understand Interest Rates

Interest rates change often and they will impact your mortgage. When it comes to how much home you can afford, the interest rates become a determining factor. The higher the interest rate is, the less home you will be able to get due to the mortgage on your home.

It's important to know how your credit score and income will impact the rate you may get. When you have a good understanding of the mortgage you may get and the rate, you will have a better idea of what to look for when you buy.

Get your Credit in Order

Before you start shopping for a home, it's a good idea to pull your credit and see where it stands. You may be able to pay off a few small debts or catch some mistakes to boost your credit. In addition, paying down credit card balances to less than 25% of the balance can help and catching up anything you're behind on.

Whether you have perfect credit or just okay credit, you should know this before shopping for a home. There are things you can do to increase your credit score, which could lead to a better interest rate and overall mortgage.

Get your Finances in Order

Your credit score is only a portion of the equation when it comes to getting...